Payment Plans & Finance 

Payment Plans & Finance

Spread the cost

We are delighted to be able to offer our eligible patients the option to spread the cost of their chosen treatment or surgery through our partner, Chrysalis Finance. 

Chrysalis offers fixed term loans, which allow you to pay in monthly instalments spread over a time period to suit you (subject to status). Please speak to one of our team, who will be happy to send you the application link and information. 

  • You can borrow between £350 and £25,000.
  • Interest free* loans are available up to 10 months.
  • For longer term loans (12 months to 5 years), the APR is 14.9%
FAQ's

Your Payment Questions Answered

Have a question about our payment plans and finance? Call us to find out more +44 (0)1214 568149 or check out the following frequently asked questions from customers.

Who provides the finance?

Finance is arranged through Chrysalis Finance Ltd, a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193. The Westbourne Centre Birmingham, Limited trading as The Westbourne Centre, is an Introducer Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking. *Subject to status. Terms and conditions apply.

How do I apply for finance?

In order to be considered for finance, you must meet the following criteria:

  • Had a consultation with Hiroshi 
  • Have lived in the UK for the last 3 years 
  • Have a regular income 
  • Be 18 or over 
Following your consultation, you will need to complete a simple, online credit application. This information is sent to the lender immediately and a reply is usually received by return. You can then sign the credit agreement.

Do I have to pay a deposit for the treatment?

A treatment deposit is not required, but you are more than welcome to pay a deposit if you choose to and therefore reduce the amount you borrow.

How do I make repayments?

Monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.

How much are the repayments?

This will depend on the amount you borrow and whether you pay a deposit. Chrysalis offer 0%* interest free finance over 6 and 10 month terms, and interest-bearing finance at 14.9% APR for longer term payment plans.

When can I start my treatment?

You can start your treatment after a statutory ‘cooling off’ period of 14 days after signature, during which you can cancel the credit agreement with no cost to you.